November 2025 brings an exciting lineup of CRA payments that will support millions of Canadian residents as the year nears its end. The CRA payout schedule this month includes six major benefits that help individuals, families, seniors, and low-income citizens manage expenses during the festive season. These payments include essential programs like the Canada Child Benefit, GST/HST Credit, and Old Age Security, each following specific deposit dates. Let’s explore the exact payout schedule and what eligible Canadians can expect in November 2025.
Canada Child Benefit and GST Payments for November 2025
The Canada Child Benefit (CCB) is among the most anticipated monthly CRA payments, helping families with children under 18. In November 2025, eligible parents will receive their benefit around the 20th of the month. Similarly, the GST/HST Credit will reach low and moderate-income Canadians, assisting with everyday living costs. These payments are automatically deposited into recipients’ bank accounts linked to their CRA profile, ensuring easy and timely access to funds during the holiday season.
Old Age Security and CPP Deposits for Canadian Seniors
For Canadian seniors, November 2025 will continue to bring stability through Old Age Security (OAS) and the Canada Pension Plan (CPP). Both are crucial monthly supports for those aged 60 and above. CPP is expected to be paid on November 27, 2025, while OAS will likely follow around the same date. Seniors are encouraged to check their direct deposit status through the My Service Canada portal to ensure smooth transactions before the holiday rush.
Additional CRA Benefits: Climate Action and Workers’ Benefits
Beyond the regular programs, two other vital credits are scheduled in November — the Canada Workers Benefit (CWB) and the Climate Action Incentive Payment (CAIP). The CWB supports low-income workers, while the CAIP helps households offset carbon tax expenses. These payments are region-based and vary across provinces such as Ontario, Alberta, and Saskatchewan. Canadians are advised to review eligibility on the official CRA website to ensure they don’t miss out on any available benefit this month.
November 2025 CRA Payout Schedule Table
| CRA Payment Type | Eligible Group | Estimated Payment Date | Average Amount |
|---|---|---|---|
| Canada Child Benefit (CCB) | Families with children under 18 | November 20, 2025 | $580 – $1,200 |
| GST/HST Credit | Low to moderate-income individuals | November 5, 2025 | $200 – $450 |
| Old Age Security (OAS) | Seniors aged 65+ | November 27, 2025 | $765 (average) |
| Canada Pension Plan (CPP) | Retired individuals aged 60+ | November 27, 2025 | $1,433 (average) |
| Canada Workers Benefit (CWB) | Low-income workers | November 29, 2025 | $350 – $750 |
| Climate Action Incentive (CAIP) | Residents in eligible provinces | November 15, 2025 | $250 – $500 |
FAQ 1: When is the CRA payment in November 2025?
The main CRA payments fall between November 5 and November 29, 2025.
FAQ 2: Who qualifies for the Climate Action Incentive?
Residents of provinces with a federal carbon tax, like Ontario and Alberta, qualify automatically.
FAQ 3: How can I confirm my CRA direct deposit?
You can verify your bank details through your My CRA Account online.
FAQ 4: Will CRA payments increase in 2026?
Yes, several benefits including CPP and OAS are expected to rise with inflation adjustments.
